Government

• Mutual insurers are an effective economic model. They bring necessary and healthy competition to the UK insurance, savings and investment markets.
• Mutual insurers are able to take a long term view on savings and investment which positions them to provide financial products which are collectively inclusive to all levels of society.
• The Mutual model is the natural ‘third way’ through which all parties can deliver their policies.
• Mutual insurers assist government policy in their ‘non-contractual’ work with members for the benefit of members, customers and society.
• Current regulation is prohibitive to new mutual insurers being established in the UK.

FSA

• The mutual insurance sector is a significant and vital part of the UK financial services industry.
• A healthy and buoyant mutual insurance sector is of great benefit to the UK consumer.
• Mutual insurers are different in their structure and operation than plcs
• The mutual model is increasingly being viewed by the government and Treasury as the way in which to engage all level of society in financial services.
• Current regulation is prohibitive to new mutual insurers being established in the UK
• Standards of corporate governance in the mutual insurance sector are under increased scrutiny

Media

• AMI is the voice of the mutual insurance industry in the UK
• Mutual insurers are driven to make profit and exist for those it insurers.
• Mutual insurance is a modern and real alternative for today’s consumer
• The UK mutual insurance market plays a vital role in financial services and in society.

Policyholders

• Mutual insurers offer greater returns
• Mutual insurers exist for and are owned by its members
• Mutual insurers exist for those they insurer.
• When purchasing insurance, savings and investments a mutual organisation should be actively sought

Members

• AMI is the voice of the mutual insurance sector which works at a high level to promote the mutual sector for the benefit of all members
• AMI facilitates networking at all levels of the mutual sector and will support members.
• AMI keep members up to date with the news in their sector