Driven by both economic and social concerns, cooperative and mutual insurers are member-owned organisations that care not only about the bottom lines of their businesses, but also about the quality of life of their members in their communities.

On 13 September 2004, 13 of the UK’s largest mutual insurers formed the Association of Mutual Insurers. (AMI) became the first national trade association to represent mutual insurers in the country which is home to the mutual business model.

Today AMI represents 32 mutual insurers.

Our purpose is to enhance and accelerate the development of a distinct, unified strong and influential mutual insurance sector within the UK financial services industry and, when necessary, advance those views globally. We help our members identify with, remain committed to and contribute significantly to mutuality.

We achieve it through public affairs and public relations, AMI represents the UK mutuals to the FSA, UK Treasury, UK politicians, the IASB, the ABI, European Union, and the International Association of Insurance Supervisors (IAIS) and of course to the UK public.