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NEW Mutual Insurers

More new mutual insurers are being established than ever before in the UK by groups of people who wish to protect the risk encountered by their industry and to serve the requirements of a group with a high degree of commonality.

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The Association of Mutual Insurers is the trade body that represents mutual insurers throughout the UK.

There are two types of insurance organisations in the UK

  • the mutual organisation which is owned by the customers or members and
  • the public limited company (plc) which is owned by shareholders

Both public limited company insurers and mutual insurers are registered, monitored and regulated by the Financial Services Authority (FSA).

Mutual Insurers offer an extensive range of savings, investments and insurance products and services to 19 million policyholders in the UK, bringing vital competition and consumer choice to the insurance market. As member-owned organisations, they exist for those they insure and are not accountable to shareholders but to their members.

While driven to generate maximum returns for the benefit of the people who have policies with them, mutual insurers have the interest of their members at heart and deliver products and services that extend beyond economic benefit into the communities and societies in which their members live.

 

Member of AMI?

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Click here to read more about the benefits of AMI membership and to gain access to the AMI member area with the very latest sector news, statistics and figures.

Member of the public?

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Click here to find out more about mutual insurers and the many benefits that being with a mutual organisation can bring.

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